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freelance Credit scoring development developers

Arc helps you find and hire top freelance Credit scoring development engineers for your jobs. With 6,464 Credit scoring development programmers available for hire on a freelance basis, we have one of the largest network of vetted talent. Our Silicon Valley-caliber vetting process helps ensure that you hire freelance Credit scoring development developers and experts that you can trust.

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Herman P., freelance Credit scoring development programmer
Herman P.

Freelance Credit scoring development developer in Czech Republic

Seasoned IT project/product manager with 7 years of experience and a proven track record in FinTech, adept at driving product strategy and ensuring successful outcomes. Extensive global experience collaborating with financial companies and banks, combining domain knowledge with a commitment to customer satisfaction for impactful business growth. Demonstrated proficiency in managing cross-functional teams, adding a collaborative dimension to project execution. Specialized domain areas include: * End-to-end loan automation * Payments processing * Open banking * BNPL (Buy Now, Pay Later) * AI enablement

Dexter A., freelance Credit scoring development programmer
Dexter A.

Freelance Credit scoring development developer in the United Kingdom

I build software and technical content with a laser focus on creating value. My main concerns are delivering products that meet specific goals with speed and attention to detail. Most recently, I've built novel language model-powered workflows to create ~£millions in value in a few weeks.

Ahusan M., freelance Credit scoring development programmer
Ahusan M.

Credit scoring development developer in the Maldives

I have 8 years of experience in software development, specializing in building intuitive dashboards, OCR software, and credit analysis applications. Skilled in Agile development, UI/UX, and various tech stacks.

Narendra S., Credit scoring development freelance programmer
Narendra S.

Freelance Credit scoring development developer in India

Risk analyst with 6+ years of experience in various risk including credit risk, IFRS9, scorecard development, statistical modeling, climate risk, operational risk. I can use technologies such as R, Python proficiently. I have also knowledge of SAS, SQL, Tableau. I have experience in developing web applications using R shiny. Well-versed in visualization using R, Python, Rmarkdown reporting, report automation.

Juilien H., Credit scoring development freelance developer
Juilien H.

Freelance Credit scoring development developer in the United States

Proficient in SAS, R, Python, SQL, and SPARQL. Skilled in data visualization, version control, financial planning tools, and databases. Experience in sales operations, data quality validation, and business development.

Raghav P., freelance Credit scoring development programmer
Raghav P.

Freelance Credit scoring development developer in India

Highly experienced Full-Stack Data Scientist / Machine Learning Engineer and Software Developer, delivering production ready ML models and customised softwares to automate business processes and decision making. With an added advantage of attaining MBA from India's finest B-school, I build tech powered solutions to ensure maximum profitability for any business venture. Skills : ● Data Science & Machine Learning : Supervised ML, Linear Regression, Decision Tree, Prompt Engineering, Hypothesis Testing, Statistics, Exploratory Data Analysis, Data Wrangling, Cleaning & Tidying, Feature Engineering, Data Visualization, SQL, Scikit-learn, NumPy, Pandas, Matplotlib, Plotly, Dash, Microsoft Excel, Metabase, AWS Athena & Sagemaker, Google BigQuery, Unsupervised ML, Neural Nets, NLP, Large Language Models (LLM), GPT, Text Embedding, Vector Databases, PyTorch, fastai, TensorFlow, OpenAI API, Generative AI (GenAI) ● Programming : Python, MySQL, PostgreSQL, HTML, CSS, Flask, Heroku, APIs, Git, AWS S3 & EC2, JavaScript, jQuery, Java, Werkzeug WSGI, Leaflet.js, Folium, GeoPandas, Google Maps API & Sheets API, Bootstrap Professional Work : 1. Engineered a suite of cutting-edge ensemble ML models, revolutionizing underwriting processes for personal loan products a major FinTech Lender in India. 2. Developed and deployed 6 ML models for credit-risk scorecard, using 5 data sources (Bureau, Bank Statement, SMS, Smartphone App Info and Demography), improving risk spread by 1200%. 3. Devised NLP based models (Passive Aggressive Classifier and XGBoost Classifier with TFiDF Vectorizer) for classification of SMS, improving recall by 35% and accuracy by 60%, and saved 36 man-hours daily, processing over 200 Mn SMS/day. 4. Created LLM based classifier models using Prompt Engineering on ChatGPT (OpenAI), Mistral AI (Open Source) and other open source models. Deployed using AWS Sagemaker. 5. Crafted an LLM based Law ChatBot that answers to Lawyer's questions pertaining to any specified PDF file of a Legal Document. 6. Built an in-house MLOps infrastructure with AWS Sagemaker, enhancing model integration. 7. Engineered 330+ features from SMS data to emulate metrics including cash flow, lifestyle and financial literacy indicators. Included steps like Exploratory Data Analysis, Data Wrangling, Cleaning & Tidying, Feature Engineering. 8. Designed comprehensive daily and monthly model monitoring dashboards using Flask-Python, Metabase and SQL tables, improved response time to anomalies by 75%, enhancing overall model reliability and performance. 9. Designed a Customer Loyalty Program and delivered via a web and Android app, over 2500 DAU, rated 4.6 on play store for a manufacturer and distributor of PVC Plumbing Systems in Central India. 10. Increased territorial penetration by over 25% by building automated interactive GIS sales dashboard for a wholesale business in India. 11. Achieved 100% monthly revenue target completion by creating Business Intelligence Dashboard – Google Apps Script. 12. Reduced total credit by 20% in five months by building a Python-bot that sends regular WhatsApp messages to debtors. 13. Saved annual recurring cost of ₹25 lakh+ by automating data collection for a hedge fund using Yahoo Finance API & Python. 14. Cut time from over 4 hours to 2 clicks by developing a GIS-enabled web application for new-license territory discovery for a developer and licensor of Escape Room Game Designs in USA. Personal Projects : 1. Developed a Fake News Classifier using TfIdf Vectorizer and Passive Aggressive Classifier - ML, pandas, scikit-learn. 2. Created a Spam Email Classifier using Naïve Bayes and XGBoost Classifiers - ML, NumPy, seaborn. 3. Designed a Cat Image Classifier using multi-layer neural network - DL, NumPy, Matplotlib, h5py, PIL, SciPy. 4. Developed a web app to manage portfolio of stock with real-time prices using IEX API -SQLite, Flask, HTML, CSS, JS. 5. Built a terminal-run card game called Declare - Python. Education : Computer Science and Data Science Masters (Self-Learned) Major Electives: Computer Science: MIT 6.0001, MIT 6.0002, Automate the Boring Stuff with Python, Harvard CS50, Harvard CS50 - Web Development, Intro. to Algorithms, Design and Analysis of Algorithms, Software Development Lifecycle, GIT and GitHub, Flask for Python, The Python Mega Course, Data Structures, Analysis of Algorithms, The Odin Project etc. Data Science: Stanford CS229, Stanford Machine Learning (CS229A), Data Science path on Codecademy.com, Data Science and Machine Learning Bootcamp, Neural Networks and Deep Learning, Deep Learning with PyTorch: Zero to GANs, Improving Deep Neural Networks: Hyperparameter tuning, Regularization and Optimization

Andy G., Credit scoring development developer for hire
Andy G.

Freelance Credit scoring development developer in Ghana

I am an analyst with skills and experience in finance, data analytics, and web design. I love working with data.

Mayur J., freelance Credit scoring development developer
Mayur J.

Credit scoring development developer in India

I develop software products as an Software Engineer At Persistent Systems, I have an experience in the trending skills such as JAVA, Ruby On Rails, PYTHON to make modern-day SOFTWARES. Passion for Coding, prototyping, problem solving and high-quality software development.

Anthony S., Credit scoring development freelance developer
Anthony S.

Freelance Credit scoring development developer in the United States

Full-stack web developer with over two years experience crafting and deploying web applications. Proficient in TypeScript, React, and JavaScript, complemented by creative thinking and effective communication skills cultivated during years in the hospitality industry. This combination ensures the delivery of efficient systems that surpass client expectations.

Hussain M., Credit scoring development freelance developer
Hussain M.

Freelance Credit scoring development developer in Pakistan

I’m a Software Engineer with 5+ years of experience using languages such as JavaScript, Python, and Dart. I have extensive experience with frameworks such as Next.js, Django, Flutter, and React. I've worked at fortune 500 companies and startups. Moreover, to date I've taught 100,000+ students mobile and web development through my online video tutorials and courses. I've acted as a CTO for two startups and have helped them launch and scale their MVPS.

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Why choose Arc to hire freelance Credit scoring development developers

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FAQs

Why hire a Credit scoring development developer?

In today’s world, most companies have code-based needs that require developers to help build and maintain. For instance, if your business has a website or an app, you’ll need to keep it updated to ensure you continue to provide positive user experiences. At times, you may even need to revamp your website or app. This is where hiring a developer becomes crucial.

Depending on the stage and scale of your product and services, you may need to hire a Credit scoring development developer, multiple developers, or even a full remote developer team to help keep your business running. If you’re a startup or a company running a website, your product will likely grow out of its original skeletal structure. Hiring full-time remote Credit scoring development developers can help keep your website up-to-date.

How do I hire Credit scoring development developers?

To hire a Credit scoring development developer, you need to go through a hiring process of defining your needs, posting a job description, screening resumes, conducting interviews, testing candidates’ skills, checking references, and making an offer.

Arc offers three services to help you hire Credit scoring development developers effectively and efficiently. Hire full-time Credit scoring development developers from a vetted candidates pool, with new options every two weeks, and pay through prepaid packages or per hire. Alternatively, hire the top 2.3% of expert freelance Credit scoring development engineers in 72 hours, with weekly payments.

If you’re not ready to commit to the paid plans, our free job posting service is for you. By posting your job on Arc, you can reach up to 350,000 developers around the world. With that said, the free plan will not give you access to pre-vetted Credit scoring development developers.

Furthermore, we’ve partnered with compliance and payroll platforms Deel and Remote to make paperwork and hiring across borders easier. This way, you can focus on finding the right Credit scoring development developer for your company, and let Arc handle the logistics.

Where do I hire the best remote Credit scoring development developers?

There are two types of platforms you can hire Credit scoring development programmers from: general and niche marketplaces. General platforms like Upwork, Fiverr, and Gigster offer a variety of non-vetted talents unlimited to developers. While you can find Credit scoring development developers on general platforms, top tech talents generally avoid general marketplaces in order to escape bidding wars.

If you’re looking to hire the best remote Credit scoring development developers, consider niche platforms like Arc that naturally attract and carefully vet their Credit scoring development developers for hire. This way, you’ll save time and related hiring costs by only interviewing the most suitable remote Credit scoring development developer candidates.

Some factors to consider when you hire Credit scoring development developers include the platform’s specialty, developer’s geographical location, and the service’s customer support. Depending on your hiring budget, you may also want to compare the pricing and fee structure.

Make sure to list out all of the important factors when you compare and decide on which remote developer job board and platform to use to find Credit scoring development developers for hire.

How do I write a Credit scoring development developer job description?

Writing a good Credit scoring development developer job description is crucial in helping you hire Credit scoring development programmers that your company needs. A job description’s key elements include a clear job title, a brief company overview, a summary of the role, the required duties and responsibilities, and necessary and preferred experience. To attract top talent, it's also helpful to list other perks and benefits, such as flexible hours and health coverage.

Crafting a compelling job title is critical as it's the first thing that job seekers see. It should offer enough information to grab their attention and include details on the seniority level, type, and area or sub-field of the position.

Your company description should succinctly outline what makes your company unique to compete with other potential employers. The role summary for your remote Credit scoring development developer should be concise and read like an elevator pitch for the position, while the duties and responsibilities should be outlined using bullet points that cover daily activities, tech stacks, tools, and processes used.

For a comprehensive guide on how to write an attractive job description to help you hire Credit scoring development programmers, read our Software Engineer Job Description Guide & Templates.

What skills should I look for in a Credit scoring development engineer?

The top five technical skills Credit scoring development developers should possess include proficiency in programming languages, understanding data structures and algorithms, experience with databases, familiarity with version control systems, and knowledge of software testing and debugging.

Meanwhile, the top five soft skills are communication, problem-solving, time management, attention to detail, and adaptability. Effective communication is essential for coordinating with clients and team members, while problem-solving skills enable Credit scoring development developers to analyze issues and come up with effective solutions. Time management skills are important to ensure projects are completed on schedule, while attention to detail helps to catch and correct issues before they become bigger problems. Finally, adaptability is crucial for Credit scoring development developers to keep up with evolving technology and requirements.

What kinds of Credit scoring development programmers are available for hire through Arc?

You can find a variety of Credit scoring development developers for hire on Arc! At Arc, you can hire on a freelance, full-time, part-time, or contract-to-hire basis. For freelance Credit scoring development programmers, Arc matches you with the right senior developer in roughly 72 hours. As for full-time remote Credit scoring development developers for hire, you can expect to make a successful hire in 14 days. To extend a freelance engagement to a full-time hire, a contract-to-hire fee will apply.

In addition to a variety of engagement types, Arc also offers a wide range of developers located in different geographical locations, such as Latin America and Eastern Europe. Depending on your needs, Arc offers a global network of skilled software engineers in various different time zones and countries for you to choose from.

Lastly, our remote-ready Credit scoring development developers for hire are all mid-level and senior-level professionals. They are ready to start coding straight away, anytime, anywhere.

Why is Arc the best choice for hiring Credit scoring development developers?

Arc is trusted by hundreds of startups and tech companies around the world, and we’ve matched thousands of skilled Credit scoring development developers with both freelance and full-time jobs. We’ve successfully helped Silicon Valley startups and larger tech companies like Spotify and Automattic hire Credit scoring development developers.

Every Credit scoring development developer for hire in our network goes through a vetting process to verify their communication abilities, remote work readiness, and technical skills (both for depth in Credit scoring development and breadth across the greater domain). Additionally, HireAI, our GPT-4-powered AI recruiter, enables you to get instant candidate matches without searching and screening.

Not only can you expect to find the most qualified Credit scoring development engineer on Arc, but you can also count on your account manager and the support team to make each hire a success. Enjoy a streamlined hiring experience with Arc, where we provide you with the developer you need, and take care of the logistics so you don’t need to.

How does Arc vet a developer’s Credit scoring development skills?

Arc has a rigorous and transparent vetting process for all types of developers. To become a vetted Credit scoring development developer for hire on Arc, developers must pass a profile screening, complete a behavioral interview, and pass a technical interview or pair programming.

While Arc has a strict vetting process for its verified Credit scoring development developers, if you’re using Arc’s free job posting plan, you will only have access to non-vetted developers. If you’re using Arc to hire Credit scoring development developers, you can rest assured that all remote Credit scoring development developers have been thoroughly vetted for the high-caliber communication and technical skills you need in a successful hire.

How long does it take to find Credit scoring development developers on Arc?

Arc pre-screens all of our remote Credit scoring development developers before we present them to you. As such, all the remote Credit scoring development developers you see on your Arc dashboard are interview-ready candidates who make up the top 2% of applicants who pass our technical and communication assessment. You can expect the interview process to happen within days of posting your jobs to 350,000 candidates. You can also expect to hire a freelance Credit scoring development programmer in 72 hours, or find a full-time Credit scoring development programmer that fits your company’s needs in 14 days.

Here’s a quote from Philip, the Director of Engineering at Chegg:

“The biggest advantage and benefit of working with Arc is the tremendous reduction in time spent sourcing quality candidates. We’re able to identify the talent in a matter of days.”

Find out more about how Arc successfully helped our partners in hiring remote Credit scoring development developers.

How much does a freelance Credit scoring development developer charge per hour?

Depending on the freelance developer job board you use, freelance remote Credit scoring development developers' hourly rates can vary drastically. For instance, if you're looking on general marketplaces like Upwork and Fiverr, you can find Credit scoring development developers for hire at as low as $10 per hour. However, high-quality freelance developers often avoid general freelance platforms like Fiverr to avoid the bidding wars.

When you hire Credit scoring development developers through Arc, they typically charge between $60-100+/hour (USD). To get a better understanding of contract costs, check out our freelance developer rate explorer.

How much does it cost to hire a full time Credit scoring development developer?

According to the U.S. Bureau of Labor Statistics, the medium annual wage for software developers in the U.S. was $120,730 in May 2021. What this amounts to is around $70-100 per hour. Note that this does not include the direct cost of hiring, which totals to about $4000 per new recruit, according to Glassdoor.

Your remote Credit scoring development developer’s annual salary may differ dramatically depending on their years of experience, related technical skills, education, and country of residence. For instance, if the developer is located in Eastern Europe or Latin America, the hourly rate for developers will be around $75-95 per hour.

For more frequently asked questions on hiring Credit scoring development developers, check out our FAQs page.

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