Credit Strategy Data Scientist

Job Title: Credit Strategy Data Scientist

Location: San Jose CA, 95002

Duration: 12 Months

Job Type: Temporary Assignment

Work Type: Remote

Pay Rate: $50.00-$57.00/hr

Overview:

TekWissen is a global workforce management provider headquartered in Ann Arbor, Michigan that offers strategic talent solutions to our clients world-wide.

JOB DESCRIPTION:

• We are looking for a talented, enthusiastic and dedicated person to join the Credit Risk Strategy team.
• The incumbent will be responsible for leading key projects associated with credit risk assessment, data analysis and loss mitigation.
• This position requires a person who has experience performing analytics, refining risk strategies, and developing predictive algorithms preferably in the credit risk domain.

Key Job Functions

• Design rules to detect/mitigate loss
• Investigate novel/large cases
• Identify root cause
• Set strategy for different risk types
• Work with product/engineering to improvement control capabilities
• Develop and present strategies and guide execution
• Drive results that maximize eligible customers while controlling losses

Professional Experience/Background to be successful in this role:

• Minimum 2 years of experience in risk analytics, data analysis, or data science within the Fintech or online payments industry.
• Bachelor’s degree in computer science, Engineering, Mathematics, Statistics, Data Mining or related field or equivalent practical experience.
• Experience using statistics and data science to solve complex business problems.
• Proficiency in SQL, Python, Excel including key data science libraries.
• Experience working with large datasets.
• Ability to clearly communicate complex results to technical experts, business partners, and executives including development of dashboards and visualizations, ie Tableau.
• Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses, and action-oriented outcomes.
• Demonstrated analytical thinking through data-driven decisions, as well as the technical know-how, and ability to work with your team to make a big impact.
• Desirable to have experience or aptitude solving problems related to risk using data science and analytics.
• Bonus: Experience with AWS, payment rule systems, and knowledge of credit products.
• Development of dashboard and visualizations to track KPI of credit strategies implemented
• Work closely with team members and stakeholders to consult, design, develop, and manage credit trends and losses that not only solve emerging loss trends but also provide a great experience to end customers.
• Utilize data analysis to design and implement credit strategies
• Analyze and transform data using RaaS platforms to identify loss patterns and optimize the systems to flag these patterns
• Collaborate with cross-functional stakeholders including product managers and engineering teams to deploy data-driven credit solutions that operate at scale and in real time for end customers.
• Make business recommendations to leadership and cross-functional teams with effective presentations of findings at multiple levels of stakeholders.

Preferred Skills

• Data analytics
• Rule development
• Dashboard Creation
• Project Management
• Strong Communication

TekWissen® Group is an equal opportunity employer supporting workforce diversity.