Senior Software Engineer / Tech Lead – Banking & Payments (Java)

Senior Software Engineer / Tech Lead – Banking & Payments (Java)

Location: US (Remote)

Type: Contract (12 Months) W2 only

About the Role

We are seeking a highly experienced Senior Software Engineer / Tech Lead with deep expertise in banking and financial services to lead the design and development of scalable, secure, and high-performance payment systems. This role is ideal for someone who thrives in architecting complex solutions and driving technical excellence across teams.

Required Qualifications

• 10+ years of overall experience in software development.
• Strong experience in banking/financial services domain.
• Hands-on experience with payment systems: ISO20022, SWIFT, ACH, RTP.
• Expertise in microservices architecture, APIs, and system integrations.
• Strong cloud experience (AWS / Azure / GCP).
• Experience with Docker, Kubernetes.
• Knowledge of SQL/NoSQL databases, messaging systems (Kafka, RabbitMQ), and CI/CD pipelines.

Key Responsibilities

1. Architecture & Design

• Lead end-to-end solution architecture for complex banking applications.
• Create high-level and low-level designs (HLD/LLD), system integration diagrams, and data models.
• Evaluate and recommend modern technology stacks and architectural patterns (microservices, event-driven, cloud-native).
• Ensure solutions meet performance, scalability, security, and regulatory standards.

2. Technical Leadership

• Participate in client workshops, architecture reviews, and technical presentations.
• Provide technical leadership across teams working in Java, Node.js, and .NET.
• Conduct design reviews, code reviews, and performance optimization initiatives.
• Define coding standards, best practices, and architectural governance.

3. Integration & API Architecture

• Design and implement REST/SOAP APIs, microservices, and event-driven systems.
• Architect integrations using API platforms such as MuleSoft, Apigee, Kong, etc.
• Build secure integrations with third-party fintech platforms and internal banking systems.

4. Security & Compliance

• Implement best practices in authentication, authorization, encryption, and key management.
• Ensure compliance with banking regulations, including audit trails and data privacy standards.

Preferred Skills

• Experience working with high-volume, real-time payment processing systems.
• Strong problem-solving and communication skills.
• Ability to work in a fast-paced, client-facing environment.

Interested? Apply now or reach out directly to learn more!