Data Scientist, Insurance Risk and Pricing

Porch Group is a leading vertical software and insurance platform and is positioned to be the best partner to help homebuyers move, maintain, and fully protect their homes. We offer differentiated products and services, with homeowners insurance at the center of this relationship. We differentiate and look to win in the massive and growing homeowners insurance opportunity by 1) providing the best services for homebuyers, 2) led by advantaged underwriting in insurance, 3) to protect the whole home.

As a leader in the home services software-as-a-service (“SaaS”) space, we’ve built deep relationships with approximately 30 thousand companies that are key to the home-buying transaction, such as home inspectors, mortgage companies, and title companies.

In 2020, Porch Group rang the Nasdaq bell and began trading under the ticker symbol PRCH. We are looking to build a truly great company and are JUST GETTING STARTED.

Job Title: Data Scientist, Insurance Risk and PricingLocation: United States

Workplace Type: Remote

Job Summary

The future is bright for the Porch Group, and we’d love for you to be a part of it as our Data Scientist, Insurance Risk and Pricing

We are looking for a results-driven Data Scientist to join our high-impact team focused on transforming the insurance and home services industries. You will play a key role in leveraging Porch’s unique property data to drive innovation, improve risk understanding, and optimize pricing strategies. This role is ideal for someone who thrives in a fast-paced, data-rich environment and is passionate about delivering measurable business value.

What You Will Do As A Data Scientist, Insurance Risk and Pricing

• Model Development: Build and deploy advanced predictive models that support pricing, retention, and customer satisfaction initiatives.
• Data Exploration & Analysis: Conduct deep-dive analyses to uncover insights that inform strategic decisions across the business.
• Cross-Functional Collaboration: Work closely with product, engineering, and business teams to scope projects and integrate data science solutions into operational workflows.
• Innovation & Impact: Contribute to a culture of experimentation and continuous improvement, stay up to date on new technologies and innovation, identifying new opportunities to apply data science for competitive advantage.

What You Will Bring As A Data Scientist, Insurance Risk and Pricing

• At least 5 years of experience in data science
• Proficiency in Python and R, and strong SQL skills.
• Experience building and deploying in high traffic environments
• Solid understanding of statistical modeling, machine learning, and data wrangling.
• Experience with cloud-based data platforms (e.g., Snowflake, BigQuery, AWS, GCP).
• Strong communication skills and the ability to translate complex data into actionable insights.

Preferred

• Experience in insurance pricing and risk quantification
• Exposure to experimentation frameworks and causal inference methods.
• Actuarial Certifications ACAS and/or FCAS

_The application window for this position is anticipated to close in 2 weeks (10 business days) from 10/23/2025 Please know this may change based on business and interviewing needs.

__At this time, Porch Group does not consider applicants from the following states or jurisdictions for Remote positions: Alaska, Delaware, Hawaii, Iowa, Maine, Mississippi, Montana, New Hampshire, West Virginia, or the District of Columbia.

_What You Will Get As A Porch Group Team Member

Pay Range*: $138,800 - $194,300

• Please know your actual pay at Porch will reflect a number of factors among which are your work experience and skillsets, job-related knowledge, alignment with market and our Porch employees, as well as your geographic location.

Additionally, you will be eligible to receive long-term incentive awards, subject to program guidelines and approvals.

Our benefits package will provide you with comprehensive coverage for your health, life, and financial wellbeing.

Our traditional healthcare benefits include three (3) Medical plan options, two (2) Dental plan options, and a Vision plan from which to choose.

Critical Illness, Hospital Indemnity and Accident plans are offered on a voluntary basis.

We offer pre-tax savings options including a partially employer funded Health Savings Account and employee Flexible Savings Accounts including healthcare, dependent care, and transportation savings options.

We provide company paid Basic Life and AD&D, Short and Long-Term Disability benefits. We also offer Voluntary Life and AD&D plans.

Both traditional and Roth 401(k) plans are available with a discretionary employer match.

Supportlinc is part of our employer paid wellbeing program and provides employees and their families access to on demand guided meditation and mindfulness exercises, mental health coaching, clinical care and online access to confidential resources including will preparation.

LifeBalance is a free resource to employees and their families for year-round discounts on things like gym memberships, travel, appliances, movies, pet insurance and more.

Our wellness programs include flexible paid vacation, company-paid holidays of typically nine per year, paid sick time, paid parental leave, identity theft program, travel assistance, and fitness and other discounts programs.

What’s next?

Submit your application and our Porch Group Talent Acquisition team will be reviewing your application shortly! If your resume gets us intrigued, we will look to connect with you for a chat to learn more about your background, and then possibly invite you to have virtual interviews. What's important to call out is that we want to make sure not only that you're the right person for us, but also that we're the right next step for you, so come prepared with all the questions you have!

Porch is committed to building an inclusive culture of belonging that not only embraces the diversity of our people but also reflects the diversity of the communities in which we work and the customers we serve. We know that the happiest and highest performing teams include people with diverse perspectives that encourage new ways of solving problems, so we strive to attract and develop talent from all backgrounds and create workplaces where everyone feels seen, heard and empowered to bring their full, authentic selves to work.

Porch is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected veteran status, or any other characteristic protected by applicable laws, regulations, and ordinances.

Porch Group is an E-Verify employer. E-Verify is a web-based system that allows an employer to determine an employee's eligibility to work in the US using information reported on an employee's Form I-9. The E-Verify system confirms eligibility with both the Social Security Administration (SSA) and Department of Homeland Security (DHS). For more information, please go to the USCIS E-Verify website.