Senior Software Engineer, Privacy.com

Privacy is the virtual card platform giving consumers and small businesses complete control over their online payments.

Our virtual cards protect 250,000+ users across the U.S., processing over $3 billion in transactions with bank-level security and encryption. From merchant-locked cards that can't be used anywhere else if stolen, to spending limits that block unauthorized charges, to one-click pausing that stops subscriptions instantly, Privacy puts financial control back in users' hands.

We're building a future where every online payment is secure by default, free from data breaches, unauthorized charges, and hidden fees. We're proud to have been named one of Forbes' "Top 100 Most Customer-Centric Companies" and featured in The Wall Street Journal, TechCrunch, and Wirecutter.

Privacy is the product that started it all. What began as Privacy.com grew into Lithic, now a Series C company backed by world-class investors including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others. Our dedicated team of 35 sits at the heart of Lithic's 160+ person organization, spanning 26 states and 7 countries, headquartered in New York City.

Privacy.com is hiring a Software Engineer who is fluent with AI-assisted development to build new products and features for our consumer financial product. You'll work cross-functionally with product, design, and operations teams to ship secure, intuitive payment experiences that give users control over their financial privacy. We're looking for an engineer who treats AI tooling as a core part of their craft and who can leverage it to ship higher-quality consumer products faster.

Job Responsibilities

• Build and ship new features across Privacy.com's product suite, working on both frontend and backend systems
• Use AI coding tools (Claude Code, Cursor, Copilot, etc.) effectively across the full development lifecycle and help establish patterns for the team
• Collaborate with product and design to translate requirements into technical solutions that prioritize customer experience
• Think critically about user flows, edge cases, and how technical decisions impact the end-user experience, including where AI-generated code needs the most human scrutiny (security, payments correctness, edge cases)
• Write clean, maintainable code with comprehensive tests and documentation
• Participate in code reviews and pair programming to maintain quality, share knowledge, and raise the bar on how the team uses AI
• Debug production issues and improve system reliability and performance
• Contribute to engineering best practices and help scale our systems as the business grows

Qualifications

• 3-6 years of professional software development experience
• Demonstrated experience using AI coding assistants (Claude Code, Cursor, Copilot, or similar) in production work - you can speak to where they accelerate you, where they don't, and how you validate their output
• Strong proficiency in TypeScript/JavaScript with solid Node.js backend experience
• Experience with modern frontend frameworks, preferably Vue.js
• Familiarity with document-oriented databases (MongoDB, DocumentDB)
• Customer-centric mindset with empathy for end users and attention to UX details
• Track record of shipping 0→1 projects or substantive side projects
• Strong ownership, accountability, and judgment on when to move fast vs. when to slow down
• Excellent communication and cross-functional collaboration skills (designers, PMs, operations)

Preferred Qualifications

• Experience with Kafka, AWS (S3, ECS), GitHub Actions, Pulumi
• Experience with AI coding assistants (e.g., Claude Code, GitHub Copilot, Cursor)
• Experience in fintech, payments, or security-focused applications

Preference will be given to candidates who live in New York City or who are open to relocation. The annual US base salary range for this role is $160,000 - $200,000.

This is a remote position. However, candidates must be located in the United States, Canada, Netherlands, Poland, or Czech Republic. We do not offer visa sponsorship or assistance.

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Benefits For US Employees

• Unlimited PTO
• 12-weeks fully paid parental leave
• 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary)
• Work From Anywhere: work from anywhere in the world 4-weeks each year
• 3% cashback on card purchases with your complimentary Privacy.com employee account
• Health, vision, and dental insurance; HSA Contribution Match
• 401(k) match
• Voluntary Life Insurance and STD/LTD