Kovo is transforming financial access for underserved Americans. They believe everyone deserves the opportunity for economic independence. Their innovative financial empowerment platform creates pathways to credit and financial inclusion, empowering individuals traditionally excluded from financial opportunities.

They have scaled revenue 10x and improved efficiency 5x over the past two years. Their revenue per employee now exceeds 2x the 90th percentile benchmark among startups. This is a venture-scale company that has started generating positive free cash flow early in its lifecycle, resulting in less dilution for employees as they accelerate momentum without being dependent on venture funding to stay alive. They are seeking exceptional individuals eager to help scale another 10x and beyond.

Kovo is backed by Inspired Capital and Homebrew, along with founders and leaders from Plaid, Cash App, Affirm, NerdWallet, Ramp, Alloy, MoonPay, Uber, Etsy, LendingClub, Column, Carbon Health, Grindr, and more.

About you

Energized by establishing data-driven capabilities for a business focused on financial empowerment for millions of underserved individuals
Comfortable in a high-intensity role and seeking an ambitious workload (not a 40-50 hour workweek)
Thrive in a remote work environment
Prior experience (5+ years) in data science, with specific experience applying analytics and modeling techniques to accelerate and enable decision-making for marketing and product initiatives
Motivated to use AI, automation, and data tools in your day-to-day work to push the boundaries of what a single individual can do
Self-starter who thrives in ambiguity, handles shifting priorities fluidly, and works effectively with cross-functional teams
Expert in data analytics, SQL, Python, and statistical modeling techniques
Excellent communicator

What you’ll do

A little bit of everything! We are a small company, and you’ll be expected to pick up many different things. You'll be our 1st data science hire, so you'll have input into long-term data design decisions. You'll help establish the data science foundation for the entire company.
Collaborate closely with marketing to enhance acquisition strategies through predictive modeling and advanced analytics
Develop, test, and deploy robust machine learning models and analytics tools to solve complex business and marketing problems
Analyze our customer journey and identify areas of improvement to improve customer acquisition and retention
Establish and improve end-to-end processes and frameworks for data-driven decision-making, from data exploration and experimentation to production deployment
Build and maintain scalable data pipelines and infrastructure in collaboration with engineering
Continuously evaluate and improve model performance, identifying new opportunities for enhancement
Create intuitive dashboards and reports to clearly communicate insights across teams
Lean on your relentless curiosity as a guide to dive deep into data, formulate insightful questions, and uncover patterns and opportunities others may miss
Rapidly calibrate and refine your intuition and instincts stemming from a tight question/answer feedback loop

Why you might be excited about Kovo