Staff Software Engineer – Backend (Consumer, Wallet & Commerce) (Director) (Remote)

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Job Summary:

Bolt is on a mission to democratize commerce through their innovative Super App, which integrates seamless shopping and embedded finance. As a Staff Backend Engineer, you will lead the development of scalable back-end components for the app, focusing on wallet infrastructure and crypto transactions.

Responsibilities:

• Design and implement backend services enabling: Universal wallet infrastructure: multi-currency wallets, KYC/AML compliance, secure ledgering, minting/burning stablecoins.

• Crypto on‑ramps/off‑ramps, P2P transfers, blockchain-routed settlement.

• Payment acquisition and routing (cards, crypto rails), reconciliation and settlement.

• Build distributed systems with 99.999% uptime and low latency.

• Collaborate with banks, PSPs, stablecoin issuers, blockchain node providers.

• Lead architectural decisions spanning wallet, commerce, crypto, and agentic‑shopping services.

• Integrate fraud, compliance, risk scoring (for both fiat and crypto).

• Partner with frontend, infra, and data teams to enable richer, more intelligent shopping flows.

• Mentor backend engineers and help define best practices for wallet and crypto services.

Qualifications:

Required:

• 8+ years backend experience in Go/Java/Kotlin/Rust (or similar).

• 2+ years in Staff+ roles at a fintech or crypto startup.

• Deep knowledge of payments and wallet infrastructure (card networks, ISO 8583, PCI, tokenization).

• Experience designing ledger systems with consistency, reliability, reconciliation.

• Hands-on experience building crypto or stablecoin rails, blockchain integration is a plus.

• Experience enabling 'agentic' shopping—building APIs for assisted/personalized purchase journeys.

• Strong understanding of distributed systems, event-driven architecture, microservices.

Preferred:

• Worked with PayFac, network-tokenization, or stablecoin protocols.

• Familiar with KYC/AML workflows or blockchain compliance tools.

• Built intelligent recommendation or agentic shopping logic.

• Open-source contributions in crypto, payments, or commerce infra.

Company:

Bolt is a fintech company that facilitates one-click online checkouts. Founded in 2014, the company is headquartered in San Francisco, California, USA, with a team of 201-500 employees. The company is currently Late Stage. Bolt has a track record of offering H1B sponsorships.