Staff Software Engineer, FinPlatform Backend

Flex is a growth-stage, NYC headquartered FinTech company that is creating the best rent payment experience. It’s hard to believe that it’s 2026 and paying rent on time is expensive, inflexible, and difficult. We’re here to change that! Flex enables our users to pay rent throughout the month on a schedule that better fits their finances and budget. Our mission is to empower as many renters as possible with flexibility over their most significant recurring expense. After deliberately keeping a stealth profile as we built up unprecedented investor support and an enthusiastic user base, we are looking for motivated individuals to help us keep our mission growing. Will you be a part of the team?

Overview

Flex is a growth-stage, NYC headquartered FinTech company that is creating the best rent payment experience. It’s hard to believe that it’s 2026 and paying rent on time is expensive, inflexible, and difficult. We’re here to change that! Flex enables our users to pay rent throughout the month on a schedule that better fits their finances and budget. Our mission is to empower as many renters as possible with flexibility over their most significant recurring expense. After deliberately keeping a stealth profile as we built up unprecedented investor support and an enthusiastic user base, we are looking for motivated individuals to help us keep our mission growing. Will you be a part of the team?

About The Role

Flex is looking for a Staff Software Engineer to join our core platform team. We want engineers with ideas (because they’ll definitely be heard on our small and tight-knit team) and ambition! Successful devs will feel comfortable in a startup environment and will be happy to work in a remote-first team with a lot of independence. As a Staff Engineer at Flex, you’ll help set technical direction and shape the long-term architecture of our backend services while still being hands-on with coding and delivery. You will collaborate across engineering, product, design, and other stakeholders to ensure scalable, reliable, and impactful systems that power consumer experiences, partner integrations, and our core business platforms. You’ll also play a critical role in mentoring engineers, elevating technical standards, and ensuring the success of projects end-to-end.

Our Engineering Teams

• Consumer Engineering: Builds the APIs and backend systems powering Flex’s main consumer-facing products. This team focuses on delivering scalable services for a seamless rent payment experience through our mobile and web apps.
• Partner Integrations Engineering: Owns the backend services and integrations that connect Flex to financial partners and payment networks, ensuring reliable, secure payment flows and partner-facing experiences.
• Core Platform Engineering: Maintains the backend systems and infrastructure supporting all business features, including Payments, Billing, Identity, and Partner Integrations, ensuring Flex’s foundation is robust and scalable.
• Risk Platform Engineering: Develops the platforms and APIs that mitigate credit and fraud risk, enhancing customer accessibility while safeguarding against misuse through advanced rules engines, machine learning, and event data systems.

What You’ll Do

• Design, implement and maintain our Finance service and internal tooling, including financial reporting, reconciliation/audit process.
• Design and develop new APIs and functionalities to support large money movements across our banking partners via different payment rails, such ACH.
• Scale out core platform to support business growth while maintaining performance and reliability
• Continuously improving our daily operations with automation, tooling, design evolution, observability etc.
• Work closely with product, analytics, finance and engineering peers to launch new financial features into our platform

What We're Looking For

• 6+ years of experience in software development or a related field
• Experience in technical leadership, guiding engineering teams through complex projects
• Experience with Java, Python, Golang, or TypeScript/Node.js.
• Strong experience with relational SQL and NoSQL databases, such as MySQL/PostgreSQL/DynamoDB
• Experience in designing and developing the fault-tolerant and scalable distributed systems
• Experience with AWS cloud services: ESC/EKS, Lambda, API Gateway, VPN, RDS etc
• Infrastructure as code(AWS CLI, AWS CDK/Terraform)
• Strong communication skills with the ability to understand and explain technical issues to a non-technical audience
• Follow engineering best practices as well as propose new ones
• Experience with finance reporting and reconciliation
• Deep experience with writing complex query and data mining

_Flex takes a market-based approach to pay, and compensation may vary depending on your primary work location. Work locations are categorized into one of three tiers based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be commensurate with their experience, qualifications, and Flex’s internal leveling guidelines and benchmarks.

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• Tier A: (NYC/SF): $200,000 —$250,000 USD
• Tier B: $180,000—$225,000 USD
• Tier C: $170,000 —$212,500 USD

Life at Flex

We understand that it takes a diverse team of highly intelligent, curious, determined, empathetic, and self aware people to grow a successful company. Our HQ is located in New York City, but we have employees located throughout the US, Australia, Canada and South America. We are growing quickly, but deliberately, with a focus on building an inclusive culture. Our dynamic team has incredible perspectives to share, just as we know you do, and we take great pride in being an equal opportunity workplace.

Offices

Roles posted in New York, San Francisco, and Salt Lake City are hybrid positions with on-site expectations of 2-3 days per week in our local offices. For candidates outside of these areas, you may be eligible for our relocation assistance program.

Benefits

For full-time U.S. employees we offer:

• Competitive medical, dental, and vision
• Company equity
• 401(k) plan with company match
• Unlimited paid time off + 13 company paid holidays
• Parental leave
• Flex Cares Program: Non-profit company match + pet adoption coverage
• Free Flex subscription

For full-time non-U.S. employees, we offer:

• Competitive compensation + company equity
• Unlimited PTO