Do you want to help transform the global economy? Join the movement disrupting the financial world and changing how businesses gain access to the working capital they need to grow. As the largest online platform for working capital, we serve over one million businesses in 160 countries, representing more than $10.5 trillion in annual sales. Headquartered in Kansas City, C2FO has more than 500 employees worldwide, with operations throughout Europe, India, Asia Pacific, and Australia.

Here at C2FO, we value the quality of our technical solutions and are passionate about building the right thing, the right way to best solve the problem at hand. But beyond that, we also value our employees' work-life balance and promote a continuous learning culture. We host bi-annual hackathons, have multiple book clubs focused on constant growth, and embrace a remote-first working environment. If you want to work at a place where your voice will be heard and can make a real impact, C2FO is the place for you.

About C2FO’s Data & Decision Science Team

The Data & Decision Science (D&DS) team is one of the most dynamic and cross-functional teams at C2FO. It comprises four pillars: Data Engineering, Data Science & Analytics, Data Operations, and Business Intelligence. Spread across India and the US, our teams power C2FO’s global growth by building scalable, high-quality data solutions and driving data-backed innovation.

We manage the full lifecycle of data — from architecture and governance to advanced modeling, business intelligence, and AI. Our team enables smarter decisions, deeper insights, and practical experimentation across C2FO’s ecosystem.

About The Role

We are looking for a Senior Data Scientist who thrives at the intersection of business impact and technical rigor. This role offers the opportunity to work on a wide variety of problems — from traditional ML (forecasting, credit scoring, churn prediction) to cutting-edge applications of large language models (LLMs) in customer engagement and retention.

You’ll be part of a fast-paced, collaborative environment, where initiative, ownership, and curiosity are rewarded.

Key Responsibilities

Build ML models and scalable data solutions for business-critical problems like dynamic discounting, customer retention, LTV prediction, credit scoring, and more
Design, experiment, and iterate quickly on MVPs that solve real business pain points
Work cross-functionally to translate ambiguous business challenges into data science problems
Collaborate with Data Engineering and Data Governance to ensure robust data validation and quality frameworks
Conduct deep-dive analyses to extract actionable insights from large, complex datasets
Contribute to a culture of learning, innovation, and experimentation

What We’re Looking For

5+ years of hands-on experience in data science or applied machine learning
Strong foundation in mathematics, statistics, and ML concepts
Experience building and deploying ML models in production environments
Proficiency in Python and data manipulation tools (SQL, Pandas)
Familiarity with libraries like Scikit-learn, XGBoost, PyTorch, etc.
Experience in hypothesis testing and experimentation frameworks
A pragmatic mindset: build fast, learn fast, iterate fastExceptional problem-solving, communication, and stakeholder management skills
Bonus: experience in fintech or financial services

Benefits

At C2FO, we care for our customers and people – the vital human capital that helps our customers thrive. That's why we offer a comprehensive benefits package, flexible work options for work/life balance, volunteer time off, and more. Learn more about our benefits here.

Commitment to Diversity and Inclusion

As an Equal Opportunity Employer, we value diversity and equality and empower our team members to bring their authentic selves to work daily. We recognize the power of inclusion, emphasizing that each team member was chosen for their unique ability to contribute to the overall success of our mission. Our goal is to create a workplace that reflects the communities we serve and our global, multicultural clients.

We do not discriminate based on race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status, or any other basis covered by appropriate law. All employment decisions are based on qualifications, merit, and business needs.