More than half of all working Americans are not saving enough for their future. Too often, it’s because they are employed by a company that doesn’t offer a retirement plan. Human Interest is changing that by making it affordable and accessible for small and medium-sized businesses to offer employees a path to financial independence through retirement savings.

We’re a high-growth fintech company changing the retirement industry. We are backed by a number of investors. This includes funding from Marshall Wace and Baillie Gifford, as well as top investors such as BlackRock, TPG (The Rise Fund), SoftBank, Glynn Capital, NewView Capital, USVP, Wing, Uncork, and more.

Join our amazing Engineering team

Our engineering organization aims to redefine the retirement services space with software that provides an effortless, efficient, scalable, and reliable user experience.

We value continuous improvement, emphasizing documentation, security, consistency, and scalability.
We help each other be better engineers, ensuring we leave things better than we found them.
We are customer-focused, ensuring our software improves the customer experience

About The Recordkeeping Team

The Recordkeeping team at Human Interest is dedicated to managing the bookkeeping of retirement plans, enabling the company to serve small businesses and close the retirement savings gap. Our proprietary recordkeeping platform is a major technology investment, supporting the unique needs of 401(k) plans for small businesses.

This team is responsible for developing and maintaining trading, cash movement, and accounting systems that oversee billions of dollars in plan assets. Recordkeeping is a technically challenging domain and requires highly scalable solutions that meet the regulatory needs of a large financial institution. The Recordkeeping platform's transactional, trade, and position data support comprehensive reporting on all financial and trading activities, providing a complete picture of financial activity. As a foundational platform, the Recordkeeping team plays a crucial role in the company’s success by accurately recording all financial transactions.

About The Role

As part of the Core Backend team, you’ll play a key role in developing our next-generation, horizontally scalable recordkeeping platform. Recordkeeping is a complex and engaging domain, blending accounting principles with the design of scalable, distributed systems. You’ll work alongside domain experts to design, build, test, and take ownership of the systems and processes that power our 401(k) services and drive customer satisfaction. Reliability and performance are essential to earning customer trust, so you’ll be building resilient, observable, maintainable, and scalable systems. This role requires a strong sense of ownership—key to enabling the success of our users.

About You

You are passionate about building highly scalable transaction processing and automation engines. You thrive on building efficient and horizontally scalable software platforms. You are knowledgeable about backend software development, cloud infrastructure, performance analysis, and scalable database technologies (both Sql and NoSql). You are a highly collaborative team player who is willing to both learn from as well as coach your teammates. You are committed to continuous learning and improvement.

What you get to do every day

Build and maintain business-critical software to process and record customers' retirement savings
Improve complex processes and systems to make them more robust, higher performance and require less human intervention
Collaborate with other engineers and stakeholders to share knowledge and build expertise
Write clean, high-quality code and tests while keeping the system fast and reliable
Develop and analyze monitors and tests to assess performance, scalability and reliability
Develop ownership over critical retirement workflows and domains.
Deliver features and enhancements that improve complex processes and systems, making them more robust and higher performance with less human intervention.
Make informed engineering tradeoff decisions
Delight internal and external stakeholders
Participate in development life cycle activities like analysis, design, coding, testing and production release

What you bring to the role

Minimum 7 years of professional experience building and maintaining backend software
Experience building large-scale backend systems, managing elastic workloads using queue/worker and streaming architectures
Experience scaling database platforms (NoSQL, SQL)
Experience migrating to modern scalable technologies from monolithic systems while maintaining high reliability and availability
Ability to quickly grasp the workings of accounting and 401k domains
Strong desire to learn, exchange feedback, and grow - from our internal legacy and futuristic, technical designs to retirement domains and workflows that are critical for our business
Ability to think creatively, and share knowledge with others
Ability to write understandable, testable code with an eye toward maintainability
Proactive and empathetic mindset - you love to roll up your sleeves to fix problems for our customers
Completed formal training in computer science-related discipline (Bachelor or Masters preferred)

Why you will love working at Human Interest

Human Interest is tackling one of our country's biggest challenges - closing the retirement gap. You'll be instrumental in architecting and scaling solutions that bring financial security to employees at small and medium-sized businesses nationwide. We’ve made significant progress, but there is still growth ahead, offering you a unique opportunity to solve complex problems, drive innovation, and advance your career alongside a dedicated, mission-driven team. We value hard work and recognize that our team's contributions are key to our continued success.

Join Human Interest and make a lasting impact by shaping the future of retirement.

Our operating principles define how we work together as a team. They reflect Human Interest’s unique view on what’s important and what’s right. Documenting this core aspect of our culture helps employees make good decisions on their own. It also helps candidates considering career opportunities critically evaluate whether they will thrive at Human Interest.

Customer obsession: We're all about creating amazing experiences for our customers. We put their needs first and go the extra mile to make them smile.
Long-Term Orientation: We're not just playing for today; we're building a legacy. We think big, plan strategically, and invest in our future.
Autonomous and Accountable Teams: We trust our team members to take ownership and make smart decisions. We empower you to be your best self!
An Escalating Bar for Talent and Performance: We're constantly raising the bar and challenging ourselves to be better. We believe in growth and continuous improvement.
Fundamental Optimism: We see the glass as half full (and then we fill it up with more amazing ideas!). We believe in the power of positivity and the potential for greatness.

Compensation - At Human Interest, there are a number of factors that are used to determine the appropriate pay range for each position. We take into account the cost of labor for each position in various markets across the US. The base salary for this position spans $185,000 - $220,000 and represents the minimum in our lowest geographic region to a maximum in our highest geographic region. The salary that we offer to a new employee within this range is based on their location within the US, their relevant job-related skills, and experience. At Human Interest, base salary is one component of the overall Total Rewards package. Depending on the position, additional compensation components such as bonus, commission, and equity may be offered. All of our employees are offered a robust suite of physical, financial and mental wellness benefits.

Benefits -

A great 401(k) plan: Our own! Our 401(k) includes a dollar-for-dollar employer match up to 4% of compensation (immediately vested) and $0 plan fees
Top-of-the-line health plans, as well as dental and vision insurance
Competitive time off and parental leave
Addition Wealth: Unlimited access to digital tools, financial professionals, and a knowledge center to help you understand your equity and support your financial wellness
Lyra: Enhanced Mental Health Support for Employees and dependents
Carrot: Fertility healthcare and family forming benefits
Candidly: Student loan resource to help you and your family plan, borrow, and repay student debt
Monthly work-from-home stipend; quarterly lifestyle stipend
Engaging team-building experiences, ranging from virtual social events to team offsites, promoting collaboration and camaraderie.

We’re a great place to work (but don’t take our word for it)

Here’s a list of our awards and accolades:

Certified as a Great Place To Work® (2023-2025)
Fortune Best Place to Work in the Bay Area (2024)
Best Places to Work by Built In (2023-2024)
America’s Best Startup Employers by Forbes (2020-2022, 2024)
A Top Company by Y Combinator (2020-2023)
Inc. Fastest Growing Companies (2021)

Human Interest is an equal opportunity employer. All applicants will receive consideration for employment without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, veteran or military status, pregnancy, or any other characteristics protected under federal, state, or local laws.

We are committed to making every stage of our application process fully accessible to all individuals. If you need a reasonable accommodation at any point in the process, please let us know at applicantaccommodations@humaninterest.com.

Please note Human Interest does not accept unsolicited resumes from any source other than directly from candidates. We will not consider resumes from vendors, including and without limitation search firms, staffing agencies, fee-based referral services, and recruiting agencies.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider employment-qualified applicants with arrest and conviction records. We comply with CCPA guidelines.

See more: https://humaninterest.com/disclosures